The Residential Housing Rehabilitation Financial Assistance Program, as outlined in the Fairlawn City Code, Section 291.02, is a program created to provide financial assistance to low-income individuals residing in single-family, two-family, or three-family residences in the City of Fairlawn. The program offers two types of financial assistance: deferred no-interest loans and low-interest loans. These loans, which range from $1,000 to $10,000, are intended to cover costs related to home rehabilitation projects such as roof repairs, exterior painting, gutter installation, exterior siding replacement, window replacement, sidewalk repair, driveway repair, garage door replacement, and structural integrity improvements. Applications for financial assistance are reviewed and approved by the Residential Housing Assistance Board.
The criteria for the deferred no-interest loans require the applicant to be 65 years or older or be totally and permanently disabled, with at least three years of residency in the property. On the other hand, the low-interest loan is available to any owner-occupant who has owned and lived in the residence for a minimum of three years prior to the application. For both loan types, all utilities, property insurance, property taxes, and City of Fairlawn income tax must be current and remain so throughout the loan period. The total annual household income should not exceed the eligibility limitations set in the program. The loans are secured by a promissory note and a mortgage deed on the real estate. If the property is sold, transferred, or no longer used as the owner-occupant's principal residence, the full loan amount becomes due.
To apply for the Residential Housing Rehabilitation Financial Assistance Program, eligible residents must download and complete an application form. This form can be downloaded on the left column. Please ensure all fields are correctly filled out, and any required supporting documents are attached. Once your application is completed, please drop off the application to:
3487 S. Smith Rd
Fairlawn, OH 44333
If you have any questions during this process, please do not hesitate to contact the Law Department or call 330-668-9503 for further guidance.